Terms.

ATMA Inc. Holdings Inc.


Terms of use

PLEASE READ THESE TERMS OF USE (“TERMS”) CAREFULLY BEFORE USING ANY OF THE ATMA Inc. HOLDINGS INC AND IT’S SUBSIDIARIES/PRODUCTS/SOLUTIONS/CONTENT (INCLUDING ATMA Inc., ATMA Inc.MARKET, ATMA Inc., ATMA Inc. ATMA Inc. ATMA Inc.TV AND Others ) WEBSITES, APPLICATIONS, PLATFORMS, DIGITAL ACCOUNTS, REWARDS PROGRAMS, STORED VALUE CARDS AND OTHER ONLINE PROGRAMS THAT POST A LINK TO THESE TERMS, OR THE MATERIALS, SOFTWARE AND CONTENT AVAILABLE IN OR THROUGH THEM (ALTOGETHER, “ATMA Inc. ONLINE SERVICES“).

BY DOWNLOADING OR USING ANY OF THE ATMA Inc. ONLINE SERVICES, YOU AFFIRM THAT YOU ARE ABLE AND LEGALLY COMPETENT TO ACCEPT AND AGREE TO THESE TERMS AND OUR PRIVACY POLICY. IF YOU DO NOT AGREE TO ANY OF THESE TERMS OR OUR PRIVACY POLICY, THEN YOU ARE NOT AUTHORIZED TO ACCESS OR USE ANY OF THE ATMA INC. ONLINE SERVICES.

These Terms constitute an agreement between ATMA Inc. Holdings Inc. and its subsidiaries (collectively, “ATMA INC.’S companies/solutions” or “we” or “us”) and you. We recommend that you print out a copy of these Terms for your records.

PLEASE NOTE THAT THESE TERMS CONTAIN PROVISIONS THAT GOVERN THE RESOLUTION OF DISPUTES BETWEEN ATMA INC. AND YOU AND LIMIT ATMA INC.’S LIABILITY TO YOU.

1.      Additional Terms
Certain services/solutions offered through the ATMA Inc. Online Services, including mobile applications, digital accounts, the marketplace, loyalty programs, and other solutions or promotions, may be governed by additional terms and conditions presented in conjunction with them.  You must agree to the additional terms before using such services.  These Terms and any additional terms will apply equally.  In the event of an irreconcilable inconsistency between any additional terms and these Terms, the additional terms will prevail unless they expressly state otherwise.

2.      Changes to Terms
We may change these Terms at any time so please check back from time to time. If we make material changes to these Terms, we will inform you in advance by posting a notice within the ATMA Inc. Online Services.  If you are a registered user or are on our electronic mailing list, we may also notify you of such material changes via email.  We may ask you to affirmatively accept changes to these Terms at the time of your next account login, access or use of the ATMA Inc. Online Services.  All changes are effective when we post them and apply to your access and use of the ATMA Inc. Online Services thereafter. Changes to the Dispute Resolution provisions, do not apply to any dispute for which you or we have actual notice prior to the date that the revised Terms are effective.
3.     Users and Accounts
The ATMA Inc. Online Services are not intended for use by anyone under age 13. YOU MUST BE AT LEAST AGE 13 TO ACCESS AND USE THE ATMA Inc. ONLINE SERVICES.  By accessing, using and/or submitting information to or through the ATMA Inc. Online Services, you represent that you are at least age 13.
Anyone between age thirteen (13) and eighteen (18) may only use the ATMA Inc. Online Services under the supervision of and with the consent of his/her parent or a legal guardian. IF YOU ARE A PARENT/LEGAL GUARDIAN AND YOU PROVIDE YOUR CONSENT TO YOUR TEENAGER’S ACCESS TO AND USE OF THE ATMA Inc. ONLINE SERVICES, YOU AGREE TO BE BOUND BY THESE TERMS.  Parental control protections (such as computer hardware, software or filtering services) are commercially available that may assist you in limiting access to material that is harmful to minors.
You may need to download one of our apps and create and register an account in order to use certain ATMA Inc. Online Services.
In creating an account, you agree to:

  • create only one account for each applicable part of the ATMA Inc. Online Services;
  • provide honest, accurate, current and complete information regarding yourself;
  • keep your profile, contact and other account information updated and accurate;
  • keep your account password private and not share it with others; and
  • notify ATMA INC.’S companies/solutions if you discover or suspect that your account has been hacked or its security breached.

You also agree to take responsibility for all activities on or under any account registered to you and you accept all risks for any unauthorized use of your account.
For certain parts of the ATMA Inc. Online Services, you may choose to add a family member’s name, birth date, and relationship to your account to receive additional benefits to enjoy with your family member. If you choose to utilize this feature, you hereby represent that you have received appropriate permission to use and provide your family member’s information to us. If you choose to remove a family member from your account, you will no longer receive benefits related to that family member. We reserve the right to limit the number of family members that can be added to your account.
From time to time, ATMA INC.’S companies/solutions may make special offers available to account holders.  These offers may be communicated using various means including electronic communication, email, SMS text messages or direct mail. These special offers may be subject to specific terms, restrictions, and conditions, and are subject to change or termination without notice. We are not responsible for any news, reward-earning opportunity, coupon or other offer sent to an incorrect or incomplete email address if your email address is not up to date in your profile at the time of mailing or offering. We are not responsible for any lost, late, misdirected, damaged, postage-due or illegible mailings or other communications. We reserve the right to correct and not honor errors made in our communications with you.
You are responsible for providing the equipment and services that you need to access and use the ATMA Inc. Online Services. We do not guarantee that the ATMA Inc. Online Services are accessible on any equipment or device or with any software or service plan.
We reserve the right, without notice and in our sole discretion at any time, to terminate your right to access and use the ATMA Inc. Online Services or any component of them and to block or prevent future access to and use of the ATMA Inc. Online Services and to delete your account and any related information.  Any obligation or liability incurred prior to our termination of your access to the ATMA Inc. Online Services will survive such termination.
4.     Personal Use
The ATMA Inc. Online Services are owned by ATMA INC.’S companies/solutions and licensed to you for your personal, non-commercial use only. Except as expressly provided in these Terms, you may not copy, distribute, publish, transmit, modify, transmit, publicly display or perform, create derivative works of or otherwise exploit any part of the ATMA Inc. Online Services.  You may not save or archive a significant portion of the material appearing in or on the ATMA Inc. Online Services. All rights not expressly granted herein are reserved by ATMA INC.’S companies/solutions.

5.    Privacy
Our Privacy Policy is incorporated into these Terms and also governs your use of the ATMA Inc. Online Services.  The Privacy Policy describes the data that we gather about or from users of the ATMA Inc. Online Services and how we process, use and share that data. By using the ATMA Inc. Online Services, you consent to all actions that we take with respect to your data consistent with our Privacy Policy.

6.    Responsible Use of the ATMA Inc. Online Services
You may use the ATMA Inc. Online Services for lawful purposes and in accordance with these Terms.  You may not use the ATMA Inc. Online Services:

  • for any purpose that is unlawful or prohibited by these Terms;
  • to cause harm or damage to any person or entity;
  • interfere with the proper operation of the ATMA Inc. Online Services;
  • to upload, post or transmit any material that violates any law, infringes on the rights of any third party or contains defamatory, libelous, abusive, obscene or otherwise objectionable material (as determined by ATMA INC.’S companies/solutions in its sole discretion); or
  • to reproduce, duplicate, copy, sell, resell or otherwise exploit the ATMA Inc. Online Services for any commercial purpose that is not expressly permitted by ATMA INC.’s companies/solutions.

YOU AGREE TO DEFEND, INDEMNIFY AND HOLD HARMLESS ATMA INC.’S COMPANIES/SOLUTIONS AND ITS PARENTS, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, FRANCHISEES, AGENTS, LICENSORS, BUSINESS ASSOCIATES, AND SUPPLIERS (THE “ATMA INC.’PARTIES”) FROM AND AGAINST ANY ACTUAL OR THREATENED CLAIMS, ACTIONS OR DEMANDS, LIABILITIES AND SETTLEMENTS (INCLUDING, WITHOUT LIMITATION, REASONABLE LEGAL AND ACCOUNTING FEES) RESULTING (OR ALLEGED TO RESULT) FROM YOUR USE OF ANY ATMA INC. ONLINE SERVICES IN ANY MANNER THAT VIOLATES OR IS ALLEGED TO VIOLATE APPLICABLE LAW OR THESE TERMS. This provision does not require you to indemnify any of the ATMA Inc.’Parties for any unconscionable commercial practice by such party or for such party’s fraud, deception, false promise, misrepresentation or concealment, suppression or omission of any material fact in connection with the ATMA Inc. Online Services.
7.      Provision of the ATMA Inc. Online Services
We are constantly improving the ATMA Inc. Online Services to provide the best possible experience for you and other users.  You acknowledge and agree that the ATMA Inc. Online Services, or certain features of the ATMA Inc. Online Services, may change from time to time without notice to you.  Any new feature that augments, enhances or modifies the current ATMA Inc. Online Services is subject to these Terms.
You acknowledge and agree that we may decline to provide access to the ATMA Inc. Online Services or stop (permanently or temporarily) providing the ATMA Inc. Online Services (or any feature, program or content within the ATMA Inc. Online Services) to you or other users at our sole discretion, without notice or liability to you.  You may stop using any part of the ATMA Inc. Online Services at any time. You do not need to specifically inform us when you stop using ATMA Inc. Online Services.
You acknowledge and agree that if we disable access to your account, you may be prevented from accessing the ATMA Inc. Online Services, your account details, or any files or other content which are contained in your account.
If you use a mobile device to access the ATMA Inc. Online Services, the following additional terms and conditions (“Mobile Terms”) also apply:

  • You agree that you are solely responsible for all message and data charges that apply to the use of your mobile device to access the ATMA Inc. Online Services. All such charges are billed by and payable to your mobile service provider.  Please contact your participating mobile service provider for pricing plans, participation status, and details.
  • You understand that wireless service may not be available in all areas at all times and may be affected by product, software, coverage or service changes made by your service provider or otherwise.
  • Additional terms and conditions may apply to your use of our mobile applications based on the type of mobile device that you use.
  • When you opted-in to participate in one of our text message programs, you provided your advance consent to receive text messages from an automated system.  Your consent was not and is not required as a condition of purchasing any property, goods, or services from us.  If you wish to withdraw your consent and unsubscribe, please text STOP to the appropriate short-code.
  • Message frequency depends on the program.

YOUR ACCESS TO AND USE OF THE ATMA Inc. ONLINE SERVICES VIA YOUR MOBILE DEVICE CONFIRMS YOUR AGREEMENT TO THE MOBILE TERMS, AS WELL AS THE REST OF THESE TERMS.
8.    Product Sales and Availability
All products, services or solutions displayed on the ATMA Inc. Online Services, including ATMA Inc.PAY, ATMA Inc.MARKET, ATMA Inc.CHURCH, ETC, are made available by joint venture partnerships and other third parties not owned or operated by ATMA Inc. Holdings Inc. Partners may run national promotions relating to the sale of these products, but the third party partners and other third parties set the prices for the products and determine product availability. ATMA INC.’S companies/solutions reserve the right without prior notice to discontinue any national promotions or stop displaying the ATMA Inc. Product and solutions, through the ATMA Inc. Online Services.
9.      Service-Specific Terms and Conditions
9.1.            ATMA Inc.PAY Membership Benefits Program
To participate in the ATMA Inc.PAY Membership Benefits Program (“ATMA Inc.MARKET”), you may enroll by downloading the ATMA Inc.CHURCH or ATMA Inc.PAY’ mobile applications. If you elect not to receive promotional emails, you may not receive certain offers and promotions other than transaction emails regarding award certificates and account details and charges.
When you enroll in ATMA Inc.MARKET through any method, you agree to the ATMA Inc.MARKET Program-specific terms and conditions.  Those terms and conditions are hereby incorporated into these Terms and the collective Terms shall govern your participation in ATMA Inc.MARKET.  To the extent there is a conflict between the terms of the ATMA Inc.MARKET Program and the Terms presented on this page, the terms of the ATMA Inc.MARKET Program govern.
9.3.          ATMA INC.’S companies/solutions Shops
ATMA INC.’S companies/solutions use third-party relations for operation and management of the ATMA Inc. Services or Solutions. These sites are not owned or operated by ATMA INC.’S companies/solutions, and we do not control and are not responsible for the privacy practices the vendors use operating those sites.
9.5.            ATMA INC.’S companies/solutions Mobile Applications
9.5.1. Offers and Settings
We may make special offers available from time to time through our mobile applications (“App Offers”).  App Offers may be based on your particular location or purchasing history of our mobile applications and may only be available for a limited period of time.  App Offers are only available in participating locations and may be subject to additional terms and conditions as described in the App Offer.
Our mobile applications are designed to integrate with several elements of your device’s native functionality. Accordingly, if you choose not to enable your device’s GPS/location settings, push notifications, text messages or other device functionality, or if you choose not to provide your zip code, some features of our mobile applications may not be available to you. To opt-out of receiving push notifications from our mobile applications, adjust the permissions in the settings section of your device or delete the mobile application.
10.     ATMA INC.’S companies/solutions’ Disclaimer of Warranty and Limitation of Liability
To the fullest extent allowed by applicable law, ATMA INC.’S companies/solutions is not liable for any direct, indirect, special, incidental, consequential, punitive or other damages arising from your use of, or inability to use, any of the ATMA Inc. Online Services or any materials available in any ATMA Inc. Online Service. ATMA INC.’S companies/solutions shall not be liable even if ATMA INC.’S companies/solutions or a ATMA INC.’S companies/solutions authorized representative has been advised of the possibility of such damages. These include but are not limited to damages or injury caused by error, omission, interruption, defect, failure of performance, delay in operation or transmission, line failure or computer virus, worm, trojan horse or another harmful component.
Except as expressly otherwise stated, ATMA INC.’S companies/solutions does not make any warranty, express or implied, as to accuracy, reliability or availability of any of the ATMA Inc. Online Services.  Without limiting the generality of the preceding sentence, ATMA INC.’S companies/solutions specifically disclaims, to the fullest extent allowed by applicable law, all implied warranties of merchantability and fitness for purpose, and all warranties of title and non-infringement of third party rights, with respect to all of its online services and all materials accessible through the ATMA Inc. Online Services.
ATMA INC.’S companies/solutions does not guarantee that the functions contained in any of the ATMA Inc. Online Services will be secure, uninterrupted or error-free, that each the ATMA Inc. Online Services will be free of viruses or other harmful components, or that defects will be corrected even if ATMA INC.’S companies/solutions are aware of them.
Except as set forth below, in no event will ATMA INC.’S companies/solutions and its parent’s or subsidiaries total liability to you for damages, losses and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) exceed the amount paid by you, if any, for accessing the ATMA Inc. Online Services or $100, whichever is less.  Where permitted by applicable law, you agree to bring any and all actions within one (1) year from the date of the accrual of the cause of action and that actions brought after this date will be barred.
Nothing in these Terms will exclude or limit ATMA INC.’S companies/solutions’ liability for any product liability claims, statutory consumer rights, damages associated with death or personal injury or caused by our intentional misconduct, recklessness, misrepresentation, gross negligence, willful misconduct or fraud.
11.      Copyright and Trademark
Unless otherwise noted, all materials published on any ATMA Inc. Online Service are protected as the copyrights, trade dress, trademarks and/or other intellectual properties owned by ATMA INC.’S companies/solutions and/or its subsidiaries and affiliates or by other parties that have licensed their material to ATMA INC.’S companies/solutions.
ATMA INC.’S companies/solutions marks displayed in the ATMA Inc. Online Services represent some of the proprietary rights currently owned or controlled by ATMA INC.’S companies/solutions in the United States and/or in other countries and are not intended to be a comprehensive compilation of all ATMA INC.’S companies/solutions ‘ worldwide proprietary ownership rights.
You may not remove or alter any copyright, trademark or other proprietary right notice in the ATMA Inc. Online Services.  All rights not expressly granted are reserved.
12.      Digital Millennium Copyright Act (“DMCA”) Policy
This DMCA statement constitutes part of the legal terms and conditions governing all users of the ATMA Inc. Online Services. In compliance with the DMCA (Title 17, United States Code), ATMA INC.’S companies/solutions will respond to proper notifications of claimed copyright infringement with respect to material posted by users and will take appropriate action including removing and disabling access to the allegedly infringing material.  ATMA INC.’S companies/solutions also reserve the right to remove and disable access to any user-posted material which, in ATMA INC.’S companies/solutions ‘ sole judgment, may be infringing or violating another’s intellectual property right, whether or not ATMA INC.’S companies/solutions has been notified by the rights holder.
12.1.            Repeat Infringer Policy
In accordance with the DMCA and other applicable law, ATMA INC.’S companies/solutions have adopted a policy of terminating, in appropriate circumstances, the accounts of registered users who are determined by ATMA INC.’S companies/solutions to be repeat infringers.  ATMA INC.’S companies/solutions may also, in its sole discretion, suspend and/or terminate the account of any registered user who infringes another’s intellectual property right, whether or not there is repeat infringement.
12.2.            Designated Agent
In compliance with the DMCA, the Designated Agent for ATMA INC.’S companies/solutions to receive notifications of claimed infringement relating to any of the ATMA INC. Online Services as outlined below.
By mail:           ATMA Inc. Holdings Inc., 951 Yamato Rd Suite 101, Boca Raton FL 33431
By telephone: 561-400-5520 
By email:        generalcounsel@ATMA Inc..solutions.com
12.3.            Notice of Claimed Copyright Infringement
If you believe that your copyright has been infringed or violated by any material posted on any of the ATMA Inc. Online Services, please notify our Designated Agent listed above in writing and provide the following requisite information:
12.3.1.      a physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
12.3.2.      identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
12.3.3.      identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;
12.3.4.      information reasonably enough to permit the service provider to contact the complaining party, such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted;
12.3.5.      a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
12.3.6.      a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
12.4.            Counter-Notification to Claimed Copyright Infringement
Under the DMCA, if a notice of copyright infringement has been filed against material posted by you on any of the ATMA Inc. Online Services, you may make a counter-notification with our Designated Agent listed above, provided that such counter-notification must be in writing and contain the following requisite information:
12.4.1.      your physical or electronic signature;
12.4.2.      identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
12.4.3.      a statement by you under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification; and
12.4.4.      your name, address, and telephone number, and a statement that you consent to the jurisdiction of Federal District Court for the judicial district in which you are located (or in the Commonwealth of Delaware, U.S.A., if you reside outside of the U.S.A.), and that you will accept service of process from the person who filed the notice of copyright infringement or an agent of such person.
If ATMA INC.’S companies/solutions receive a valid counter-notification, it may reinstate the removed or disabled material in accordance with the DMCA.
12.5.            Liability for Misrepresentation under the DMCA
Please note that, pursuant to the DMCA, any person who knowingly materially misrepresents that any material or activity is infringing, or that any material or activity was removed or disabled by mistake or misidentification, will be liable for damages, including costs and attorneys’ fees, incurred by the alleged infringer, by any copyright owner or copyright owner’s authorized licensee, or by an online service provider, who is injured by such misrepresentation, as the result of the service provider relying upon such misrepresentation in removing or disabling access to the material or activity claimed to be infringing, or in replacing the removed material or ceasing to disable access to it.
Accordingly, if you are not sure whether certain material or activity infringes your or another’s copyright, please consult with a qualified attorney.
13.      Third-Party Links and Services
13.1. Third-Party Links
The ATMA Inc. Online Services may link to, interact with or be available on websites, platforms, and services or products operated and owned by third parties (“Third Party Services”) such as social media providers and third-party devices.  If you access such third-party services or products, be aware that different terms and privacy policies may apply to your usage of such services.
Third-Party Services may also link to the ATMA Inc. Online Services in ways that are beyond our control. We cannot control the content, functionality or accuracy of Third-Party Services, even if someone from ATMA INC.’S companies/solutions occasionally visits those websites, is quoted, or leaves a comment. We are not responsible for the accuracy or reliability of the information on Third Party Services and cannot vouch for the data, opinions, advice or statements made there. Further, we are not responsible for the goods or services that may be offered through Third Party Services.
13.2. Third-Party Social Networking Services and Logins
The ATMA Inc. Online Services may allow you to post to or otherwise interact with certain Third-Party Services, such as social media and social networking services like Facebook or Twitter (“Social Networking Services”).  Logging in or directly integrating these Social Networking Services with the ATMA Inc. Online Services may make your online and mobile experiences richer and more personalized.  To take advantage of these features and capabilities, we may ask you to authenticate, register for, or log into Social Networking Services on the websites of their respective providers.  As part of this integration, the Social Networking Services will provide us with access to certain information that you have provided to them, and we will use, store, and disclose such information in accordance with our Privacy Policy.  Please remember that the way Social Networking Services use, store, and disclose your information is governed solely by the policies of those third parties that operate those Social Networking Services, and we have no liability or responsibility for the privacy practices or other actions of any third-party website or service that may be enabled within the Services.  In addition, we are not responsible for the accuracy, availability, or reliability of any information, content, goods, data, opinions, advice, or statements made available in connection with Social Networking Services.  As such, we are not liable for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such Social Networking Services.
13.3. Third-Party Products
The ATMA Inc. Online Services may be accessed on third-party devices or other products (“Third Party Products”). For example, you may be able to access the ATMA Inc. Online Services using voice functionality services available through the microphone on a Third-Party Product. We have no responsibility for your acquisition or use of any Third-Party Products, and we do not guarantee that Third-Party Products will function with the Services or will be error-free.  We hereby disclaim liability for all Third-Party Products, including any Third-Party Products offered by our partners.
14.       Errors and Inaccuracies.
The ATMA Inc. Online Services may contain errors, inaccuracies or omissions related to product descriptions, pricing, promotions, offers, availability, and other information.  If any information in the ATMA Inc. Online Services is inaccurate, incomplete or out of date, we reserve the right to correct, change or update such information or to cancel orders related to such information (including after you have submitted an order) without prior notice and issue a refund for amounts paid.  We cannot guarantee that your computer’s display of color or other product features is accurate.  If any product that you purchase is not satisfactory to you, your sole remedy is to return it (unused) for a refund.
15.     Feedback and Submissions
ATMA INC.’S companies/solutions are unable to accept unsolicited ideas. By submitting any material to us through any of the ATMA Inc. Online Services, you expressly grant to ATMA INC.’S companies/solutions and its affiliates a royalty-free, non-exclusive, fully transferable, assignable and sublicensable right and license to use, reproduce, modify, display, transmit, adapt, publish, translate, create derivative works from and distribute such material, throughout the world and in perpetuity, in all media now known or hereafter devised and for all lawful business purposes of ATMA INC.’S companies/solutions and its affiliates (including, without limitation, advertising, promotional and marketing purposes).  You also acknowledge and agree that if and to the extent the material submitted by you identifies you by name, likeness, voice or otherwise (“your identification”), the foregoing license granted by you will automatically be deemed to cover and extend to our use of your identification in connection with our use of the material submitted by you. In addition, you warrant that all so-called “moral rights” have been waived.
16.      Geographical Scope of the ATMA Inc. Online Services
ATMA INC.’S companies/solutions control and operate the ATMA Inc. Online Services from within the United States. ATMA INC.’S companies/solutions make no representation that any materials on the ATMA Inc. Online Services are appropriate or available for use outside the United States. If you access the ATMA Inc. Online Services from outside the United States, be advised the ATMA Inc. Online Services may contain references to products and services that are not available or are prohibited in your country. All visitors to and users of the ATMA Inc. Online Services are responsible for compliance with all local laws applicable to them with respect to the content and operation of the ATMA Inc. Online Services. The ATMA Inc. Online Services are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which that would subject ATMA INC.’S companies/solutions or its affiliates to any registration requirement within such jurisdiction or country.
This English-language set of terms is ATMA INC.’S companies/solutions’ official statement of its terms of use for all the ATMA Inc. Online Services. In case of any inconsistency between these English-language set of terms and its translation into another language, these English-language Terms prevail.
17.     Governing Law
These Terms and any disputes arising under or related to these Terms (whether for breach of contract, tortious conduct or otherwise) will be governed by the laws of the Commonwealth of Delaware, without reference to its conflicts of law principles.
18.      Agreement to Arbitrate Disputes
PLEASE READ THIS SECTION CAREFULLY – IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS. YOU AND ATMA INC.’S COMPANIES/SOLUTIONS AGREE TO GIVE UP ANY RIGHTS TO LITIGATE CLAIMS IN A COURT OR BEFORE A JURY OR TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE ACTION WITH RESPECT TO A CLAIM. OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT, SUCH AS ACCESS TO DISCOVERY, ALSO MAY BE UNAVAILABLE OR LIMITED IN ARBITRATION.
WE BOTH AGREE TO ARBITRATE. You hereby agree that any dispute between you and ATMA INC.’S companies/solutions and its agents, employees, officers, directors, principals, successors, assigns, subsidiaries or affiliates (collectively for purposes of this section, “ATMA INC.’S companies/solutions”) arising from or relating to (a) your misuse of the ATMA Inc. Online Services, (b) these Terms and their interpretation or the breach, termination or validity thereof or (c) the relationships which result from these Terms, including disputes about the validity, scope or enforceability of this arbitration provision (collectively, “Covered Disputes“) will be settled by binding arbitration in Florida administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules (available at www.adr.org), in effect on the date thereof. If there is a conflict between AAA Rules and the rules set forth in this Agreement to Arbitrate, the rules set forth in this Agreement to Arbitrate will govern. For purposes of this section, these Terms and related transactions will be subject to and governed by the Federal Arbitration Act, 9 U.S.C. sec. 1-16 (FAA).
WHAT IS ARBITRATION: Arbitration is more informal than a lawsuit in court and seeks to resolve disputes more quickly. Instead of a judge or a jury, the case will be decided by a neutral arbitrator who has the power to award the same damages and relief that a court can.
PRE-ARBITRATION PROCEDURES. Prior to initiating any arbitration, the initiating party will give the other party at least 60-days’ advance written notice of its intent to file for arbitration. ATMA INC.’S companies/solutions will provide such notice by e-mail to your e-mail address on file with ATMA INC.’S companies/solutions and you must provide such notice by e-mail to customerservice@ATMA Inc..solutions.com with “Legal Dispute” appearing in the subject line.  During such a 60-day notice period, we agree to endeavor to settle amicably by mutual discussions of any Covered Disputes. Failing such amicable settlement and expiration of the notice period, either party may initiate arbitration.
ARBITRATION PROCEDURES. To initiate arbitration, you or ATMA INC.’S companies/solutions must do the following things:
(1)    Write a Demand for Arbitration. The demand must include a description of the claim and the amount of damages sought to be recovered. You can find a copy of a Demand for Arbitration at www.adr.org.
(2)    Send three copies of the Demand for Arbitration, plus the appropriate filing fee to: American Arbitration Associate, Case Filing Services, 1101 Laurel Oak Road, Suite 100 Voorhees, NJ 08043.
(3)    Send one copy of the Demand for Arbitration to the other party.
Payment of all filing, administration and arbitrator fees will be governed by the AAA’s rules.  If, however, you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, ATMA INC.’S companies/solutions will pay as much of the filing, administration and arbitrator fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive for you.  If the arbitrator determines the claim(s) you assert in the arbitration are frivolous, you agree to reimburse ATMA INC.’S companies/solutions for all fees associated with the arbitration that ATMA INC.’S companies/solutions paid on your behalf, which you otherwise would be obligated to pay under the AAA’s rules.
AUTHORITY OF ARBITRATOR. The arbitrator will have the power to grant whatever relief would be available in a court under law or in equity and any award of the arbitrator(s) will be final and binding on each of the parties and may be entered as a judgment in any court of competent jurisdiction.
NO CLASS ACTIONS. ATMA INC.’S companies/solutions and you agree that any Covered Dispute will be submitted to arbitration on an individual basis only. Neither ATMA INC.’S companies/solutions nor you are entitled to arbitrate any Covered Dispute as a class, representative or private attorney action and the arbitrator(s) will have no authority to proceed on a class, representative or private attorney general basis.
WAIVER OF JURY TRIAL. THE PARTIES HEREBY WAIVE THEIR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY, instead electing that all claims and disputes shall be resolved by arbitration. Arbitration procedures are typically more limited, more efficient and less costly than rules applicable in court and are subject to very limited review by a court. In the event any litigation should arise between you and ATMA INC.’S companies/solutions in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, YOU AND ATMA INC.’S COMPANIES/SOLUTIONS WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute is resolved by a judge. YOU ACKNOWLEDGE THAT YOU HAVE BEEN ADVISED THAT YOU MAY CONSULT WITH AN ATTORNEY IN DECIDING TO ACCEPT THIS AGREEMENT TO ARBITRATE.
OPT-OUT OF AGREEMENT TO ARBITRATE. You can decline this agreement to arbitrate by emailing ATMA INC.’S companies/solutions at customerservice@ATMA Inc..solutions  and providing the requested information as follows: (1) Your Name; (2) the URL of the Terms and Agreement to Arbitrate Disputes; (3) Your Address; (4) Your Phone Number; (5) and clear statement that you wish to opt-out of this arbitration provision in the Terms.  The Opt-Out Notice must be emailed no later than 30 days after the date you first accept the Terms by using the ATMA INC. Online Services.
If any provision of the agreement to arbitrate in this section is found unenforceable, the remaining arbitration terms will be enforced. In any circumstances where the Agreement to Arbitrate Disputes permits the parties to litigate in court, then such dispute between us arising under the Terms or your misuse of the ATMA INC. Online Services will be subject to the jurisdiction and venue of the state and federal courts located in Boston, Massachusetts, and governed in accordance with the laws of the state of Massachusetts, excluding its conflict of law rules.
19.    Taxes
You are solely responsible for any and all duties, taxes, levies or fees (including any sales, use or withholding taxes) imposed on or in connection with these Terms or the ATMA INC. Online Services by any authority.

20.     General Provisions
No delay or failure on the part of ATMA INC.’S companies/solutions to enforce any part of these Terms will constitute a waiver of any of ATMA INC.’S companies/solutions’ rights under these Terms whether for past or future actions on the part of any person. Neither the receipt of any funds by ATMA INC.’S companies/solutions nor the reliance of any person on ATMA INC.’S companies/solutions’ actions will be deemed to constitute a waiver of any part of these terms. Only a specific, written waiver signed by an authorized representative of ATMA INC.’S companies/solutions will have any legal effect whatsoever.  To the extent permitted by applicable law, if any provision of these Terms is determined to be illegal, invalid or unenforceable under present or future law, such provision will be deemed to be deleted without affecting the enforceability of all remaining provisions.  These Terms will inure to the benefit of and will be binding upon each party’s successors and assigns. These Terms and the rights granted hereunder may be assigned by ATMA INC.’S companies/solutions but you may not assign them without the prior express written consent of ATMA INC.’S companies/solutions. The headings and captions contained herein are for convenience only.
21.     Contact ATMA INC.’S companies/solutions
If you have questions regarding any of these Terms, you can email us at customerservice@ATMA Inc write to us at ATMA INC.’S companies/solutions Customer Service, ATMA Inc. 1 Penn Plaza, suite 6241 NEW YORK, N.Y 10119.